Our Story

About NSAVE Micro Credit

Empowering Eastern Province communities with accessible financial services for over 15 years

Building Financial Futures Since Our Founding

NSAVE Micro Credit (Pvt) Ltd was established with a clear purpose — to bridge the financial gap in Eastern Province, Sri Lanka. In a region recovering from years of conflict, access to affordable credit was the key to unlocking economic potential for thousands of families.

Starting from a single branch in Trincomalee, we have grown steadily across two districts — Trincomalee and Batticaloa — always staying true to our founding principle: financial services for everyone, regardless of their background or economic status.

Today, with over 10,000 satisfied clients, 5 branches and a dedicated team, NSAVE Micro Credit stands as a trusted name in community finance — one that understands local needs and delivers real solutions.

Founded
Company Established
NSAVE Micro Credit was founded in Trincomalee with a mission to provide accessible micro loans to the local community.
Growth
Branch Expansion
Opened sub-branches in Echilampattru and Kiliveddy to serve more communities in Trincomalee district.
Expansion
Batticaloa Entry
Extended operations into Batticaloa district, opening branches in Valaichenai and Batticaloa town.
Innovation
New Products
Introduced Fixed Deposits, Savings Accounts and Leasing products to become a full-service micro finance institution.
Today
10,000+ Clients
Serving over 10,000 satisfied clients across 5 branches with a comprehensive range of financial products.

Mission, Vision & Values

Mission

To provide accessible, affordable and responsible micro financial services that empower individuals, families and small businesses in Eastern Province to build a sustainable and prosperous future.

Vision

To be the most trusted, respected and impactful micro credit institution in Eastern Province — recognized for financial inclusion, community development and ethical business practices.

Values

Integrity, transparency and accountability guide every decision we make. We treat every customer with dignity and respect, and are committed to the highest standards of service.

5+
Branch Offices
10,000+
Clients Served
15+
Years of Service
2
Districts Covered
4
Service Categories

Our Core Principles

Financial Inclusion

We believe everyone deserves access to credit, regardless of income level or collateral. Our products are designed to serve the underserved.

Responsible Lending

We lend only what our clients can repay. Our loan assessments consider the client's genuine repayment capacity — not just their need.

Community Impact

Every loan we give creates a ripple effect — a business grows, a family is educated, a dream is realized. Community impact drives our decisions.

Financial Literacy

We don't just provide credit — we help clients understand financial planning, budgeting and building wealth for the long term.

Interested in Our Services?

Explore our range of loan, deposit and savings products — or visit a branch for a personal consultation.