What We Offer

Our Financial Services

Competitive rates, flexible terms and personalised service — financial solutions designed for Eastern Province

Loans

Flexible loan solutions tailored for personal and business financial needs with competitive rates and easy repayment

3 Products
Micro Business Loans

Affordable credit to start and grow small micro enterprises in your community — ideal for home-based businesses and traders.

Period1 Month
Min. AmountRs. 10,000
Key Features
  • Disbursement within 24 hours
  • Minimal documentation
  • Available to existing customers
  • Daily repayment options
Requirements
  • Valid NIC
  • Recent pay slip or income proof
  • 1 guarantor
  • Business Details
Micro Group Loan

Group-based lending for women and community groups to build financial independence through collective responsibility.

Period16 Week
Min. AmountRs. 25,000.00
Key Features
  • No individual collateral required
  • Weekly repayment
  • Progressively higher loan limits
  • Disbursement within 24 hours
Requirements
  • Group of 3 members
  • NIC of all members
  • Group constitution / agreement
  • Grama Niladhari recommendation
Micro Speed Loan

Fast emergency financing disbursed within 24 hours for urgent requirements — no lengthy process.

Period1 month – 12 months
Min. AmountLKR 10,000
Key Features
  • Disbursement within 24 hours
  • Minimal documentation
  • Available to existing customers
  • Convenient repayment options
Requirements
  • Valid NIC
  • Recent pay slip or income proof
  • 1 guarantor

Gold Loan and Selling

A secured loan where your gold acts as collateral — no income proof, no credit score check, no guarantor required

1 Product
Gold Loan

A secured loan where your gold acts as collateral — no income proof, no credit score check, no guarantor required.

Period1 months – 12 months
Key Features
  • Accepted: gold jewellery, coins, bars (bank-issued)
  • No minimum income requirement — anyone can apply
  • Loan disbursed within 30–45 minutes of gold assessment
  • Available for salaried, self-employed, farmers, and students
Requirements
  • Valid NIC or Passport
  • Completed application form
  • Recent passport-size photograph

Interest Rate Disclaimer

All interest rates displayed are indicative and subject to change based on market conditions, credit assessment and loan amount. Final rates are confirmed upon application approval. Contact your nearest branch for the most current rates.

  • Rates are per annum unless stated otherwise
  • Reducing balance or flat rate as specified per product
  • Final rate may vary based on individual credit assessment
  • All products subject to standard terms and conditions

Need Help Choosing?

Our friendly team is ready to help you find the perfect financial product. Whether you need a loan, want to grow your savings or explore leasing options — we'll guide you through the best solution.